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Express application

Fill this in while you are at the dealer: your ID and details first, then connect your bank, then tell us about the car while your statements are on their way to us.

Have these ready

  • Your passport, if you are not a New Zealand citizen
  • Your visa or residence document, if you are not a New Zealand citizen
  • Your driver licence
  • Your internet banking login
  • The same for your co-borrower, if you have one

Your ID

Who is filling this in?

Your details are kept on this device for a year, so the next application starts with them filled in.

Your visa status

Your passport (the photo page)

We read your name and date of birth from a photo of it. Please check them below.

Passport photo page
Reading...
Reading...

Details read. Please check them below.

Your visa or residence document

A photo of your visa, or your eVisa or residence letter (photo or PDF).

Visa
Reading...
Reading...

Details read. Please check them below.

Your driver licence

Add both sides of the licence: a photo of each, or a PDF. We read the licence details from it. Please check them below.

Front

Front of the licence
Reading...
Reading...

Details read. Please check them below.

Back

Back of the licence
Reading...
Reading...

Details read. Please check them below.

Your details

No need to enter the licence number, version or expiry date for a licence from outside New Zealand.

How we contact you

Is there a co-borrower?

A co-borrower is somebody whose name goes on the loan with yours, and whose income and credit history count towards it.

The co-borrower

The co-borrower's visa status

The co-borrower's passport (the photo page)

We read the co-borrower's name and date of birth from a photo of it. Please check them below.

Passport photo page
Reading...
Reading...

Details read. Please check them below.

The co-borrower's driver licence

Add both sides of the licence: a photo of each, or a PDF. We read the licence details from it. Please check them below.

Front

Front of the licence
Reading...
Reading...

Details read. Please check them below.

Back

Back of the licence
Reading...
Reading...

Details read. Please check them below.

The co-borrower's details

No need to enter the licence number, version or expiry date for a licence from outside New Zealand.

How we contact the co-borrower

Privacy Act 2020

I/We:

  • a) warrant that the information provided in this application is true and correct;
  • b) authorise Bee Finance Limited and/or any of its agents ("Bee Finance") to contact my/our employer, any credit agency and any other source (each a "Source") to obtain, check and exchange (both now and in the future) information in connection with this application and any agreement that I/we may hereafter enter into with Bee Finance;
  • c) acknowledge that my/our signature on this application shall operate as an authority to each Source to provide Bee Finance with any information about me/us which Bee Finance may require in connection with this application or any such agreement;
  • d) acknowledge that this application will form part of any agreement I/we may hereafter enter into with Bee Finance and that the authorization set out above will be deemed to be incorporated into that agreement;
  • e) authorize Bee Finance or any related company to store and process the information provided in this application to contact you with product information, event invitations and/or customer care related material.
  • f) acknowledge that Bee Finance may use automated tools, including artificial intelligence services provided by third parties, to read, classify and file the documents I/we or my/our dealer provide and to help assess this application; that my/our information is used only for those purposes and is not used to train those services; and that it remains subject to this authorisation and the Privacy Act 2020;
  • g)You are entitled, under the provisions of the Privacy Act 2020, to:
    • (a) have access to your personal information held by Bee Finance;
    • (b) request correction of any personal information held by Bee Finance about you;
    in either case in accordance with the provisions of that Act.

Credit check by Equifax (credit reporting agency)

I/We understand that Bee Finance is asking me/us for personal information about me/us so as to use Equifax's credit reporting service to credit check me/us. I/We understand that:

  • i)Equifax is a credit reporting agency whose privacy policy is found at www.equifax.co.nz/privacy (Equifax New Zealand, phone 0800 692 733);
  • ii)Bee Finance will give my/our personal information to Equifax and Equifax will retain that information on their systems and use it to provide their reporting service to Bee Finance and other Equifax customers;
  • iii)Equifax will give Bee Finance information they hold about me/us for the purpose of a credit reference;
  • iv)if I/we default on my/our payment obligations to Bee Finance, information about that default may be given to Equifax, and Equifax may give information about my/our default to other Equifax customers.

Connect your bank

We will send you a link by text and email to connect your bank or upload your statements. Please do it as soon as it arrives, while you are still at the dealer if you can.

Your details have been sent. We need your bank statements to assess your application, so please do this now, in the box below. While it works, fill in the two things under it.

Connect your bank (quickest)

  • You log in to your internet banking through illion, a New Zealand credit reporting company. Your login goes to illion only: Bee Finance never sees it, and only receives a copy of your statements.
  • It is read-only. It can see your statements, but it cannot move money or make payments.
  • Every account at that bank is sent at once, including the ones your pay does not go into, so nothing is missed.
  • Do you use more than one bank, for example ANZ and BNZ? Connect each one: when the first is done, press the same button again. You can use it as many times as you need.

We have received your bank statements

There is no need to do it again for this bank. If you bank with another bank as well, press the same button below and add it.

  1. Press “”
  2. Enter your NAME and press START
  3. Choose your BANK
  4. Enter your CUSTOMER NUMBER and your PASSWORD for your online banking. (Your online login, NOT your bank account number.)

Please include every bank you use (for example ANZ and BNZ). All the accounts at a bank are sent at once. For your second bank, press the same button again.

Is this safe?
  • BankStatements is run by illion, a New Zealand credit reporting company, and is used by hundreds of lenders and brokers in New Zealand and Australia.
  • Your login details go straight to illion over 256-bit encryption, and are never stored. Bee Finance never sees them: we only receive a copy of your statements.
  • Your statements are sent to Bee Finance and nobody else.
  • Would you rather not? Upload PDF statements for the last 3 months below instead.

Or upload PDF statements

  • The last 3 months.
  • Every account you have, not just the one your pay goes into. Many people have two or three, with account numbers ending in 00, 50 or 01. Please send them all.
  • Some banks, for example BNZ, only let you download statements up to the end of last month, not up to today. That is fine: send what you can.
  • In New Zealand for less than 3 months? Send them from the day you opened the account.
Uploading...

Prefer to do this on its own page?

Your co-borrower's bank

We need your co-borrower's bank statements as well. Please have them do the same here, under their own name.

Connect your bank (quickest)

  • You log in to your internet banking through illion, a New Zealand credit reporting company. Your login goes to illion only: Bee Finance never sees it, and only receives a copy of your statements.
  • It is read-only. It can see your statements, but it cannot move money or make payments.
  • Every account at that bank is sent at once, including the ones your pay does not go into, so nothing is missed.
  • Do you use more than one bank, for example ANZ and BNZ? Connect each one: when the first is done, press the same button again. You can use it as many times as you need.

We have received your bank statements

There is no need to do it again for this bank. If you bank with another bank as well, press the same button below and add it.

  1. Press “”
  2. Enter your NAME and press START
  3. Choose your BANK
  4. Enter your CUSTOMER NUMBER and your PASSWORD for your online banking. (Your online login, NOT your bank account number.)

Please include every bank you use (for example ANZ and BNZ). All the accounts at a bank are sent at once. For your second bank, press the same button again.

Is this safe?
  • BankStatements is run by illion, a New Zealand credit reporting company, and is used by hundreds of lenders and brokers in New Zealand and Australia.
  • Your login details go straight to illion over 256-bit encryption, and are never stored. Bee Finance never sees them: we only receive a copy of your statements.
  • Your statements are sent to Bee Finance and nobody else.
  • Would you rather not? Upload PDF statements for the last 3 months below instead.

Or upload PDF statements

  • The last 3 months.
  • Every account you have, not just the one your pay goes into. Many people have two or three, with account numbers ending in 00, 50 or 01. Please send them all.
  • Some banks, for example BNZ, only let you download statements up to the end of last month, not up to today. That is fine: send what you can.
  • In New Zealand for less than 3 months? Send them from the day you opened the account.
Uploading...

Prefer to do this on its own page?

While your statements are on their way

Two more things we need for the credit check and the contract.

Your current address

How long have you lived here?

When you have connected your bank (or uploaded your statements) and filled these in, press Next and tell us about the car.

The car

Who is selling the car?

The dealer

The car

All done

Thank you. We have your application and the car. Once your bank statements reach us, we will look at everything and email you.

Did not finish connecting your bank?

Disclaimer: The information provided in this application is for finance assessment purposes only. Normal lending criteria, fees and terms & conditions apply. Finance is subject to individual circumstances and approval is not guaranteed. Lending is subject to the Credit Contracts and Consumer Finance Act 2003 (CCCFA). Bee Finance is committed to responsible lending practices. Bee Finance Limited is a registered financial service provider (FSP373906) and a member of the Financial Services Complaints Limited (FSCL) dispute resolution scheme.

Your personal information will be collected and used in accordance with our Privacy Policy and the Privacy Act 2020 for the purpose of assessing your finance application. By submitting this form, you consent to Bee Finance contacting relevant parties to verify the information provided.